You mention weather over and over again, but if cost of living is a concern (which it is for almost everybody), the real killer is this:
"I like urban (i.e., cultural attractions, coffee shops, a plethora of fun places to eat)"
The blue skies and variegated shoreline are not that tough; it's combining them with "urban" with good access to the water and reasonable cost of living that's the hard part. Especially on the west coast, which isn't exactly a low-cost area in the first place.
If you don't require being right near the coast--say half a day's drive inland instead--your choices open up.
Wabakimi Canoe Pack
URCHIN Portable Anchor
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