But beyond that hypothermia is the same wherever you live. When water temps get low I stick to places where I know I will be able to exit the water if I need to. Carry a change of clothes in a dry bag with a dozen chemical hand warmers and another set in the truck at the takeout. Don't wear cotton, Don't wear jeans, Don't wear a big hoodie that is going to drag you under, keep your PFD on and beware of how your body will react to sudden immersion in cold water.
I've been out in January in a swim trunk because I like to wade in the water when stopped at a sandbar. Stick to the creeks and bayous. Wear long sleeve nylon shirts and maybe a nylon jacket. If it gets colder than that it's a good time to go hiking without having to worry so much about snakes.
If you plan on paddling where you may not be able to exit the water when it's dangerously cold invest in dry gear.
Pull-Up Strap Handle Kit
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