I am not a fan of pad eyes or other hardware sticking out from the deck and I prefer a surface that has little or no hardware where I can catch my clothing/body on when/if in a rescue.
Protruding hardware has caused injury in the past and these days I create all my deck anchors as recessed ones.
It involves more work and a bit of familiarity with epoxy resin but the results are, in my opinion, superior.
Details on how I create my recessed anchors here: http://gnarlydognews.blogspot.com.au/2010/02/shop-recessed-deck-anchor.html
Classic Freestanding Rack
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