If two people are handling the boat, it is relatively easy to load onto a low pair of crossbars even if there is a boat above.
Working alone, it is a bit trickier, but with most racks one stem can be swung in and supported on a crossbar while the other end is lifted and pivoted in to the other.
URCHIN Portable Anchor
Touring Kayak Paddles
Rescue / Throw Bags
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