just try it but like any risky experiment have a safety net such as a rope to someone on the dock that can pull you in.
The problem for many (not all) is both in the gasp reflex and how almost any action can be very hard. So just walking or swimming to shore can be harder than in warm water. Any kind of rescue that requires a bit of strength, dexterity or clarity of mind can also be a problem. Not for all but many, so experiment away. If all goes well you have that extra confidence and if it doesn't go well you know you need to make other arrangements.
Classic Freestanding Rack
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