Other posters have pretty much covered the need to dress for possible immersion, so I won't repeat that. But I will second the suggestion to watch Cold Water Boot Camp. I also must say that anytime I hear someone say or see them write that their boat is pretty much impossible to capsize, it raises a red flag and, frankly, makes me question a person's risk assessment skills. Never assume a boat is "impossible" to capsize when your life could depend on it -- as it could in cold water. The Titanic was considered unsinkable, too.
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