Upstate NY right....get a dry suit. I would not use a wet suit in sub freezing conditions personally. I also would learn to roll if you can't, or paddle close to shore and bring along a cag or somethign to warm you in the event you do go for a swim.
I personally paddle and roll all year long, but use a dry suit.
4-place Boat Trailer
PFD's (Life Jackets)
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