I do not personally know anybody that has died from drowning or hypothermia, but just like a PFD, a wet suit is good insurance to lower the odds of death.
Generally speaking, I do enough stupid stuff to get myself into trouble. Anything I can do to lower the odds of getting myself into a bad situation is a good thing.
I have never had to have a PFD, throw bag, or wet suit to save my life, but I have them, because if you needed any one to save your life it would really suck if you did not.
1 Canoe/Kayak Trailer
Touring Kayak Paddles
PFD's (Life Jackets)
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