-- Last Updated: Dec-08-12 4:15 PM EST --
here is a link to visit:
http://www.atlantickayaktours.com/pages/expertcenter/how-to-dress/How-to-Dress-5.shtml In upstate NY the water temps will be below 45 degrees all winter and likely much of the way into April.
if you would like to self-test, put on your wetsuit & cold weather gear. Tip out of your boat in water deeper than you can stand in so that you are fully immersed. Stay in the water at least 10 minutes, try some dog paddling or swimming around your boat. Then try your preferred method of re-entry. If it works, or not, you've proven it for yourself. Preferably conduct this test near shore (like within 15 feet) and w. a friend there who's got blankets and a car w. the heater running.
Always assume you will capsize. Needn't be from waves. People have capsized reaching for something, spilling hot liquids on themselves, from sudden movements, from coughing spasms or nausea.